TISA Strategic Priorities - Flipbook - Page 6
Consumer Access
Considering issues that could directly impact access to financial products.
TISA Working Groups
1
2
Digital
Innovation
Disclosures
“
3
4
Financial
Education
Targeted Support &
Simplified Advice
5
6
Taxation
VAT Reform
TISA is driving forward a multi-year research and policy development
programme that seeks to help people from all backgrounds become
informed, confident investors, who can access the support and advice they
need irrespective of their financial background.
Key Objectives:
Digital Innovation: Enhancing digital inclusion by ensuring consumers have the tools and support they
need to access financial services online. Addressing digital literacy gaps and preventing exclusion due to
technological barriers. Working with firms to develop best‑practice AI governance guidance, ensuring they
have the right frameworks in place to deliver good consumer outcomes.
Disclosures: Encouraging innovation and regulatory change to improve the intelligibility, accessibility and
inclusivity of investing. Ensuring financial products are clearly explained and accessible, enabling
consumers to make informed decisions through simplified and transparent communication and
disclosures. Working on the implementation of the new CCIs regime, and upcoming MiFID disclosure
changes.
Financial Education: Advocating for every child to receive a meaningful financial education. Promoting
lifelong opportunities for greater financial literacy by supporting initiatives that improve consumer
understanding of financial products, risks, and opportunities.
Targeted Support & Simplified Advice: Addressing the barriers created by the “advice gap” boundary and
advocating for frameworks that enable firms to innovate and consumers to confidently make informed
financial decisions, with access to the necessary support, guidance, and advice irrespective of their
financial situation.
Taxation: Ensuring that tax policies support financial inclusion and do not create unnecessary barriers for
consumers. Advocating for a fair and transparent tax system that enhances savings.
VAT Reform: Representing our member firms, alongside other organisations, at the Financial Liaison
Group which is responsible for re-writing HMRC's guidance concerning the VAT treatment of financial
services (initially under group 5, schedule 9).
Strategic Policy Priorities 2026
tisa.uk.com
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